Better Credit to a Lasting Relationship
Guys, it’s time to be frank. You have standards that you’ve set in choosing a potential mate. Well, it’s the same thing with us women. We want a man who shows substance, maturity and basically that he’s an adult. One of the benchmarks of adulthood is being able to demonstrate responsibility. Possessing good credit shows that you are responsible as a potential mate. As a child you could – to a degree – be carefree and frivolous without worrying about being held accountable for your actions. As a man it’s different. There are consequences for all your actions because if you don’t hold yourself accountable others will. There are consequences for overspending. There are consequences for buying things you cannot afford. There are consequences for not paying bills on time or for not paying them all together.
A high credit score means that, as a man, you take all these consequences seriously. However, a high credit score does not happen overnight nor does it happen without effort, discipline and planning. There are some things you have to do in order to secure a more stable future for you and your potential mate.
Tips on how to improve your credit score
• Pay bills on time – The more you pay your bills on time, the higher you score will be. Pay off past due accounts first until you can catch up. Also, accounts that are from 30 – 90 days late have a negative impact on your credit score.
• Reduce “hard inquiries” on your credit report – This makes lenders think that you are a risk and it also lowers your credit score. An example of when a “hard inquiry” would be used is when applying for a new credit card or opening a new checking account.
• Pay bills in full - This will help you avoid interest payments that can sink you further into debt.
• Negotiate with creditors – Creditors will often make you a settlement offer for bills you have with them that are in collection. Take advantage of these offers if you can.
Ultimately, possessing good credit shows that you take your future seriously and desire to build a secure future with the woman you’ve chosen for a life mate. It shows that you’ve made a goal for yourself, planned and executed on your desire to live a comfortable life. It shows drive and initiative and believe me, women of substance find that very attractive. A woman with less substance might not care but it may also mean that that her expectations are low. Finding and pursing these kind of women is easy; pursuing a more secure future by seeking to raise your credit score can be challenging but worth every second spent doing so. As we age, we seek more stability and the permanence that a bank account, home, car, etc., bring with them. So you see guys, there’s a lot more at stake with having bad credit than you probably thought there was. Having poor credit could stop you from obtaining the lifestyle you want with the partner you deserve. Higher credit scores will improve your overall quality of life and may help sustain a long lasting relationship.
If you or your partner needs a boost to their credit score so they can start to live a better lifestyle, contact us at 877-292-0656 for a free consultation "Credit Score Elevation Session" to see how we can lead you from credit distress to credit success. We look forward to help guide you along the path to financial freedom.
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Cheers to Financial Freedom,
"The Credit Repair Queen"
